Cyber Insurance


Data breaches and ransomware attacks aren’t just a big-company problem — small businesses are targeted too, often because they have fewer defenses in place. weSure’s Cyber Insurance starts at $17/month, with coverage limits from $50,000 to $1 million, quoted digitally in minutes.

Business Insurance We Cover

Not Just for a Rainy Day — Every 21st-Century Business Needs Cyber Coverage

From a single phishing email to a full-scale ransomware attack, a cyber incident can shut a small business down. weSure’s Cyber Insurance is built to respond quickly when it matters most.

Cyber Insurance Designed for the 21st Century Small Business Owner

Affordable Insurance Rates


Save money with SMB coverages tailored specifically for YOU — our policies start at $17/mo.

Quick Insurance Quotes

Get a cyber insurance quote in minutes, see packages in seconds, and secure your commercial policy right away.

Designed for Small Business Owners

Our laser focus and decades of small business experience mean we understand what you require.

100% Digital

Get your cyber insurance online, right from the comfort of your desk.

Small Business Insurance Quote

Low insurance rates

Save money with coverage tailored specifically for SMBs — our small business insurance cost starts at $49/mo.

Quick Insurance Quotes

Get a business insurance quote in minutes, see packages in seconds, and secure your commercial policy right away.

Built for Small Business Owners

Unlike other insurance companies, WeSure is built specifically for small businesses. Our laser focus and decades of small business experience means we understand what you require.

100% Digital

Get your small business insurance online, right from the comfort of your desk. No wait times, processing delays, or hours waiting on hold.

First-Party Cyber Insurance Coverage

The first-party liability section of the weSure Cyber Insurance Policy provides coverage for the most common first-party risks, including:

Ransom Payments

Ransom Payments

Reimburses reasonable and necessary costs incurred by your business for an expert to evaluate and respond to a Ransom Threat and monies you pay in order to resolve or terminate a Ransom Threat.

Data and System Recovery

Data and System Recovery

Pays for reasonable and necessary costs for an Expert to (i) restore your Computer System to the same level of functionality which existed immediately prior to such Cyber Event, or (ii) restore, retrieve, repair or reinstall electronic data or software.

Business Interruption

Business Interruption

Pays for Loss of Profit sustained by you and Extra Expense incurred due to complete or partial interruption, arising out of a cyber event, for a defined period of time.

Reputation Harm

Reputation Harm

Pays for different kinds of costs incurred such as Forensic costs, Data Breach Response Costs, Voluntary Costs, Legal and Regulatory Advice Costs, Public Relations Costs due to the occurrence of a cyber event

Cyber Deception

Cyber Deception

Pays for loss due to fraudulent instructions, funds transfer fraud or Telephone fraud.

Third-Party Cyber Insurance Coverage

The third party liability section of the weSure Cyber Insurance Policy provides coverage for the most common third-party risks, including:

Privacy and Network Security

Privacy and Network Security

Pays Damages and Defense Costs arising from a Liability Claim first made against your business for a Cyber Event.

Regulatory Fines & Penalties

Regulatory Fines & Penalties

Pays for Fines and Penalties and Defense Costs arising from a Regulatory Claim in response to a Cyber Event

Payment Card

Payment Card

Pays PCI Payments, PCI Investigation Costs and Defense Costs arising from a PCI Claim that results from a Cyber Event.

Media

Media

Pays for Damages and Defense Costs arising from a Liability Claim for a Media Wrongful Act.

Pre-Built Packages for Cyber Insurance

Single Click plans customized to your specific needs, based on the thousands of small business classes we insure.

For Many Small Business Owners

weSure Silver Plan

Foundational first- and third-party coverages with basic limits.

weSure Gold Plan

Expanded coverage and higher limits, our most popular option.

weSure Diamond Plan

Comprehensive coverage with the highest available limits.

WeSure’s Commercial Insurance, Explained

Why do I need liability insurance and commercial property insurance?

To protect your hard-earned progress. If something unexpected happens to your business, the damages can devastate your bank account balance. Commercial insurance ensures that unforeseen events won’t wipe away months (or even years) of progress.

Yes — even for a side business, insurance coverage is just as important. Even if you’re running your business from home. Your side business is vulnerable to risks that can significantly drain your bank account. Insurance ensures unexpected incidents don’t jeopardize your financial security.

Most commonly, small businesses need the following coverages: General liability insurance (if people or property are damaged on your premises), property insurance (if your property or equipment is damaged, lost, or stolen), business interruption insurance (if you lose income due to an unexpected event), professional liability insurance (to protect against claims of negligence, errors, or inadequate work).

Most small business owners ask this, so we make it surprisingly easy to figure out the coverage you need. When you get a quote, we’ll provide coverage package recommendations specifically tailored to your industry, business size, and your specific needs.

Yes! Industries such as medical and dental practices, restaurants, service providers, beauty and nail salons, laundries and dry cleaners, retail shops, and professional offices all have potential exposure to unique risks that require specialized coverage. We offer packages designed specifically for these business types to address these unique professional and business needs.

Our BOP plans start at $49 per month. Your small business insurance cost will depend on factors such as coverage type, business size, industry, location, claim history, and other specific risk factors. The best way to figure out how much your small business insurance will cost is to get a quote.

Getting small business insurance online is easier, faster, and more affordable. You can get a quote, compare coverage options, and get a policy, all from the comfort of your home or office.

Yes! Our online business insurance process is designed for speed and convenience. You can get a policy within minutes of getting a quote, without any processing delays or waiting periods.

Ready for 360° Coverage, 365 Days a Year?