Workers’ Compensation Insurance

With weSure you can get covered in minutes and save up to 25% on your business insurance.

Business Insurance We Cover

Rain or Shine, Every Business Must Have a Workers’ Compensation Insurance Policy
Better Bundle Up.

Our Workers’ Compensation Insurance policy combines your state’s mandatory workers compensation coverage with employers’ liability insurance and other additional optional coverages into one convenient and cost-effective package.

Workers’ Compensation Designed for the 21st Century Small Business Owner

Affordable Insurance Rates


Save money with SMB coverages tailored specifically for YOU — our policies start at $2/day.

Quick Insurance Quotes

Get a Worker’ Compensation quote in minutes, see packages in seconds, and secure your commercial policy right away.

Designed for Small Business Owners

Our laser focus and decades of small business experience mean we understand what you require.

100% Digital

Get your Worker’ Compensation online, right from the comfort of your desk.

Small Business Insurance Quote

Low insurance rates

Save money with coverage tailored specifically for SMBs — our small business insurance cost starts at $49/mo.

Quick Insurance Quotes

Get a business insurance quote in minutes, see packages in seconds, and secure your commercial policy right away.

Built for Small Business Owners

Unlike other insurance companies, WeSure is built specifically for small businesses. Our laser focus and decades of small business experience means we understand what you require.

100% Digital

Get your small business insurance online, right from the comfort of your desk. No wait times, processing delays, or hours waiting on hold.

Workers’ Compensation Insurance

The Workers Compensation Insurance Policy has a basic mandatory section, as well as additional voluntary coverages, including:

Mandatory Basic Coverage

Mandatory Basic Coverage

Workers’ compensation insurance covers expenses related to work-related injuries, such as medical bills and lost wages. 

Employers Liability Coverage

Protects your business against lawsuits related to employee work-related injuries or illnesses. It covers legal costs and settlements if an employee sues your business for negligence.

Terrorism & Catastrophe Coverage

Terrorism & Catastrophe Coverage

Provides protection for your  employees who are injured or killed as a result of a terrorist attack or catastrophic event while on the job.

Other Optional Coverages

You can obtain additional coverages, such as Waiver of Subrogation and Increased Employer’s Liability Limits up to $1 million

Pre-Built Packages for Commercial Business Insurance

Single Click plans customized to your specific needs, based on the thousands of small business classes we insure.

For Many Small Business Owners

weSure Essential Plan

Mandatory Workers’ Compensation Insurance coverage per your state’s requirements. Includes basic Employer’s Liability coverage with basic limits, and any excluded owners/officers.

weSure Standard Plan

Recommended plan with expanded coverage and higher limits.

weSure Premium Plan

Comprehensive coverage with our highest available limits, including owners/officers coverage.

WeSure’s Commercial Insurance, Explained

Why do I need liability insurance and commercial property insurance?

To protect your hard-earned progress. If something unexpected happens to your business, the damages can devastate your bank account balance. Commercial insurance ensures that unforeseen events won’t wipe away months (or even years) of progress.

Yes — even for a side business, insurance coverage is just as important. Even if you’re running your business from home. Your side business is vulnerable to risks that can significantly drain your bank account. Insurance ensures unexpected incidents don’t jeopardize your financial security.

Most commonly, small businesses need the following coverages: General liability insurance (if people or property are damaged on your premises), property insurance (if your property or equipment is damaged, lost, or stolen), business interruption insurance (if you lose income due to an unexpected event), professional liability insurance (to protect against claims of negligence, errors, or inadequate work).

Most small business owners ask this, so we make it surprisingly easy to figure out the coverage you need. When you get a quote, we’ll provide coverage package recommendations specifically tailored to your industry, business size, and your specific needs.

Yes! Industries such as medical and dental practices, restaurants, service providers, beauty and nail salons, laundries and dry cleaners, retail shops, and professional offices all have potential exposure to unique risks that require specialized coverage. We offer packages designed specifically for these business types to address these unique professional and business needs.

Our BOP plans start at $49 per month. Your small business insurance cost will depend on factors such as coverage type, business size, industry, location, claim history, and other specific risk factors. The best way to figure out how much your small business insurance will cost is to get a quote.

Getting small business insurance online is easier, faster, and more affordable. You can get a quote, compare coverage options, and get a policy, all from the comfort of your home or office.

Yes! Our online business insurance process is designed for speed and convenience. You can get a policy within minutes of getting a quote, without any processing delays or waiting periods.

Ready for 360° Coverage, 365 Days a Year?